🎖️ Mil-Multiplier

Free calculators that show what your military service is actually worth — pay, benefits, education, retirement, and the civilian salary you'd need to match it all.

Calculate Your Total Compensation →

20+ tools · Used by thousands of service members · No account needed

💰 Active Duty Pay & Allowances

Full Compensation Calculator

See your total military pay — base pay, BAH, BAS, COLA, special pays, taxes — and what civilian salary you'd need to match it.

Look up 2026 Basic Allowance for Housing by ZIP code and rank. 40,959 ZIP codes, all ranks.

BAH Rates by Base

Compare BAH across 30 major installations side by side.

2026 Pay Charts

Complete base pay tables for all ranks and years of service.

CONUS COLA Calculator

Calculate your stateside Cost of Living Allowance for 18 high-cost areas. 2,612 ZIP codes.

OCONUS COLA Calculator

Overseas COLA for 239 duty stations across 46 countries.

Overseas Housing Allowance for 29 bases in Germany, Japan, Korea, Italy, UK, Spain.

Cost of Living Compare

Compare living costs between duty station areas.

🛡️ Guard & Reserve

Guard/Reserve Pay Calculator

Drill pay, annual training income, Tricare Reserve Select savings, and total annual compensation.

📈 Financial Planning

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Project your TSP growth with BRS matching, promotion-aware pay, fund allocation, and retirement income estimates.

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VA Home Loan Calculator

VA loan vs conventional mortgage — see how much you save with zero down, no PMI.

PCS Move Calculator

DLA, mileage, per diem, TLE, and PPM/DITY move profit estimator.

🎓 Education Benefits

Education Benefits Calculator

Compare GI Bill vs VR&E vs Tuition Assistance side by side. See the total dollar value of each benefit.

VR&E Eligibility Screener

Check if you qualify for the VA's most valuable education benefit — 48 months, no tuition cap.

👨‍👩‍👧

GI Bill Transfer Calculator

See the dollar value of transferring your GI Bill to family — with 529 plan equivalent.

🔄 Transitioning

MOS → Civilian Job Translator

AI translates your military job into civilian careers with salary ranges, resume bullets, and recommended certifications.

Transition Timeline

Month-by-month separation planning checklist and action items.

🎖️ Veterans

VA Rating Estimator

Estimate your combined VA disability rating and monthly compensation.

VA Compensation Rates

2026 VA disability monthly payment amounts by rating and dependents.

Retirement Calculator

High-3 vs BRS pension projections with VA disability and TSP overlay.

📝 Latest Guides

VR&E Explained: The Benefit Worth More Than the GI BillEducation TA vs GI Bill vs VR&E: Which Should You Use First?Education GI Bill BAH: Why School ZIP Matters More Than TuitionEducation VET TEC: What Happened and When It's Coming BackEducation Should I Stay in the Military to 20 Years?Career What Civilian Salary Do I Need?Transition

View all 17 guides →

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